You must meet strict criteria to qualify for State Farm’s Preferred Plus rate class: Life insurers factor your age, gender, health and habits in your rate. Ageįactors that affect State Farm life insurance rates Rates with State Farm are slightly above average for a policy of this size and term length. We pulled 2021 sample rates for State Farm for a $500,000, 20-year term life insurance policy for a healthy man and woman. Finder experts pick State Farm as a 2021 best brand for life insurance.
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